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While going paperless in your life may be convenient for some things and help cut down on clutter, there are still some occasions where leaving a paper trail is the most effective way to stay organized and avoid problems down the road.

Viewing your diploma, reviewing your bank statement, having a physical record of your current and past finances cannot be disputed when they are put on paper.

Just think of the good, old-fashioned “to do list.” You can type one out on your PC, but these devices get turned off eventually and the list is gone. But a strategically placed “honey-do list” is a constant and persistent reminder, improving the odds that items will get checked off.

In fact, a survey conducted by showed that not only do most people use a paper to do list, but that paper is more than twice as popular as any other method listed.

Moreover, the claim does not take into account important factors like the vast amounts of energy needed to power major data centers (like the servers used to store financial data).

According to the EPA, this totalled 60 billion kilowatt hours in the U. between 2000-2006 alone, or about the equivalent of the electricity used by 559,608 homes in one year. But perhaps more unnerving to the average consumer than the ambiguous environmental benefits of going paperless are the concerns raised about the effectiveness and security of relying on digital media for their finances.

Lack of physical records can also be an issue in dealing with other financial bodies, namely the Internal Revenue Service.

While storage practices vary from institution to institution, banks rarely keep information for more than a few years and some just a few months.

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